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My Funded Futures Rules (2026): Rapid vs Builder vs Pro, Drawdown and Consistency
My Funded Futures rules 2026: every eval trails end-of-day, but funded Rapid trails intraday. Consistency 50% on Rapid and Pro, 30% on Rapid EOD.
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My Funded Futures rules (MFFU) change by plan, and the most important change happens after you pass. All evaluations use an end-of-day trailing drawdown, but Rapid switches to an intraday trailing drawdown once you're funded, while Rapid EOD, Builder and Pro stay end-of-day. The consistency rule moves too: Rapid and Pro use 50% in the evaluation, Rapid EOD uses 30%, and Builder has none in the evaluation but applies 50% to every funded payout cycle. All plans are one-time purchases with no activation fee.
We checked these rules against MFFU's help center and plan pages on November 8, 2026. MFFU rewrites its plans often, so confirm the plan page before you buy.
My Funded Futures rules at a glance
| Rapid | Rapid EOD | Builder | Pro | |
|---|---|---|---|---|
| Minimum evaluation days | 2 | 4 | 1 | 2 |
| Consistency, evaluation | 50% | 30% | None | 50% |
| Consistency, funded | None | None | 50% per payout cycle | None |
| Drawdown, evaluation | EOD trailing | EOD trailing | EOD trailing | EOD trailing |
| Drawdown, funded | Intraday trailing | EOD trailing | EOD trailing | EOD trailing |
| Daily loss limit | None | None | Soft pause | None |
| Payouts | Daily | Daily | Every 48 hours | Every 14 days |
| Split | 90/10 | 90/10 | 80/20 | 80/20 |
Across plans, the 50K evaluation asks for $3,000 with a $2,000 drawdown, the 100K for $6,000 with $3,000, and the 150K for $9,000 with $4,500.
Rapid rules
Rapid is MFFU's headline plan: two days minimum, a 50% consistency rule in the evaluation, no daily loss limit, and daily payout eligibility at a 90/10 split once funded. The catch is the funded drawdown. It switches from end-of-day to intraday trailing, which follows your equity high in real time, open profit included. A trade that runs $800 in your favour and comes back to breakeven has still raised your floor $800.
Rapid EOD rules
Rapid EOD keeps Rapid's daily payouts but stays end-of-day after you're funded, which removes the intraday trap. In exchange the evaluation is stricter: a 30% consistency rule and at least four trading days. On a 50K, passing at exactly $3,000 means no day above $900. MFFU has offered Rapid EOD as a limited release, so check that it's on sale.
Builder rules
Builder is the easiest evaluation to pass: one day minimum and no consistency rule. It has a soft-pause daily loss limit ($1,000 on 50K, $1,750 on 100K, $2,500 on 150K) that stops trading for the day without failing you. Once funded, Builder flips the usual pattern and applies a 50% consistency rule to each payout cycle, which resets after every approved payout. Payouts can be requested every 48 hours at 80/20.
Pro rules
Pro is the slow, steady plan: two days minimum, 50% consistency in the evaluation, then end-of-day drawdown and no consistency rule once funded. The trade-off is payout cadence: every 14 days at 80/20. It suits traders who hold through pullbacks and don't need frequent withdrawals.
The drawdown change after you're funded
This is the rule that catches the most MFFU traders. On a 50K Rapid account:
| Evaluation (EOD) | Funded Rapid (intraday) | |
|---|---|---|
| Start | Floor $48,000 | Floor $48,000 |
| Trade runs to +$1,000 open, closed at +$300 | Floor stays $48,000 until the close, then $48,300 | Floor jumps to $49,000 immediately |
| Next trade dips $1,400 from $50,300 (equity $48,900) | Survives | Breached |
Same trading, different result. If you pass Rapid and keep trading the way you did in the evaluation, especially letting winners run and give back, the intraday trail will eventually catch you. Bank profit sooner on funded Rapid, or choose Rapid EOD or Pro. Our trailing drawdown guide covers both types in depth.
A simple habit helps on funded Rapid: decide before entry where you'll take partial profit, and move your stop as the trade runs. Every dollar of open profit you hand back is a dollar of drawdown room you lose for good.
Consistency rules by plan, with the math
Consistency is best day ÷ total profit. On a 50K:
- Rapid or Pro evaluation, 50%: to pass at $3,000, your best day can be up to $1,500.
- Rapid EOD evaluation, 30%: to pass at $3,000, your best day can be up to $900.
- Builder funded, 50% per cycle: with $1,200 of profit since your last payout, no day can be above $600.
Missing the ratio doesn't fail the account. You keep trading until other days bring it back under the limit. The full payout requirements, including buffers and caps, are in our My Funded Futures payout rules.
Two other rules worth knowing: MFFU restricts trading around major scheduled news on some funded accounts even where the evaluation allows it, so read the news policy for your plan. And copy trading across your own accounts is allowed within MFFU's account limits.
Which MFF plan fits you
- Rapid if you scalp, bank profit fast, and want daily payouts at 90/10.
- Rapid EOD if you want daily payouts without the intraday funded trail, and can produce even days.
- Builder if you want the easiest pass and can keep each payout cycle balanced.
- Pro if you hold trades and don't mind waiting 14 days between payouts.
Our My Funded Futures review covers prices and our overall verdict, and how to pass My Funded Futures has a step-by-step plan.
My Funded Futures rules FAQ
Does My Funded Futures have a daily loss limit? Only Builder, and it's a soft pause: trading stops for the day, but the account stays open.
Can you pass My Funded Futures in one day? On Builder, yes. Rapid and Pro need at least two days, and Rapid EOD needs four.
Is the funded drawdown the same as the evaluation? On Rapid EOD, Builder and Pro, yes. On Rapid, it switches to intraday trailing once you're funded.
MyTradingBuddy can check each trade against your plan's limits before you enter. It reads your 1D, 4H and 15m charts, draws the key levels on your TradingView chart, and checks stop placement and position size against a playbook holding your MFFU rules. It's an educational tool, AI can make mistakes, and nothing guarantees a pass or a payout. You can try it for 3 days for $7 with code MAKEBANK; see pricing.
Source: My Funded Futures plan pages and help center, checked November 8, 2026. Rules change; your MFFU dashboard shows the terms on your account.